I actually did a very professional job. First we made a full list of her existing investments – it was massive. If she had moved everything offshore she would have started a run on sterling.

Secondly we listed all her expenses and commitments – negligible. She did not need any more money.

Finally I asked her did she have anything in particular she wanted to do with the funds, invest in renewable technology, set up a trust for friends that sort of thing.

At the end of all this it was quite clear that she did not need the windfall, she had no family or friends that she planned to leave anything to, no charity she wished to support. When she died the Government would probably get the lot.

“So,what do you think I should do with the money?” the lady asked.

“Honestly,” I said, “Spend it.”

“Spend it?” She sounded puzzled.

“Yes, spend it. Live a little. Splash out on some of the finer things in life and just enjoy it. Take a round the world cruise, first class. Get yourself a toyboy! Tell you what, we are going to Ibiza in the morning, come with us!” I joked. My girlfriend would have gone ape shit if the old dear had turned up at the airport.

“Seriously,” I told her, “You already have all the investments we could recommend. All you could do is buy more of them. Why not use the money to make yourself happy?”

“I will think about what you have said and act accordingly,” she said. Then she rose slowly from the table, thanked me politely for my time and left.

I had a nice two-week holiday and returned to find out just how much she had appreciated my candid advice. This time I wasn’t even summoned into the office for a dressing down. Village just left the written warning from Head Office in the middle of my desk.

I still maintain it was good advice…

Every six months we would get an appraisal on our performance. It was supposed to be a private and frank discussion between the manager and the member of staff. The manager would tell me how he judged my performance, in this case not happy and not impressed. I then had a chance to tell him how I felt, in this case less happy and much less impressed. He was then supposed to tell me his plans for my further training and I would have the opportunity to request certain training courses that I felt might be beneficial.

At the end of the appraisal everything that had been said and agreed upon would be written down, signed by both parties and sent to Head Office for review.

It was early December and McFier and I had just had a particularly unhelpful discussion. The only thing we agreed upon was that he wanted rid of me and I wanted to go. We both signed the appraisal, sealed it in an internal mail envelope and left it for posting.

Imagine my surprise when Jane the office typist whispered in my ear that McFier had taken the envelope back into his office and replaced it later when he thought no one was watching. What was he up to, I wondered?

So on my way to the staff room at lunchtime I lifted the envelope and took it somewhere private to see what he had done. The sneaky bastard had stapled a hand written note to the front of the appraisal.

It contained several accusations:

Firstly it claimed I was a total drunk, always in the pub. He knew because he passed my house most evenings on his way home from his snooker club and I was never home. Quite correct. I was always at martial arts classes.

Secondly he suspected that I was having sex with most of the staff, he didn’t distinguish between the males and females, and this could be a serious security threat (You need two sets of keys to access any place in the bank holding cash). He had reports that members of staff were seen regularly leaving my home on Sunday mornings having obviously spent the night. This was partially correct. Lots of staff used my place for free overnight accommodation. They lived in rural villages so if we had a night out on the town they would stay over to save on taxi fares. I slept on my own in my own bed.

Thirdly he suspected that I was subject to potentially violent mood swings and he feared that one-day he might be the victim of an unprovoked physical assault. This at least was a plausible accusation. Except the bit about unprovoked. He was so annoying to work for that even Mother Teresa herself would have ended up head-butting him eventually.

He finally requested that I be transferred as soon as possible to the worst shit hole in the branch network, there to rot until I left or retired. Funnily enough my next move was to Wakefield.

I almost let the thing go – anything for a transfer. In the end I threw it down the toilet and made sure only the agreed appraisal reached Head Office. Then I plotted revenge.

A couple of weeks later it was time for the Office Christmas party and disco. We hired an intimate Italian restaurant for the event. It was a lovely evening. Great food and great company. Village spent the evening at one end of the room; I spent it at the other. When he looked set to go home early I went over to him with two pints of Guinness. Clearly worried that I might have had too much to drink and was now on a hair trigger to the aforementioned unprovoked physical assault, He looked frantically for a way out. No dice. I was between him and the door. He looked very relieved when I offered him one of the pints.

“I know we don’t often see eye to eye on things, but it is after all the season of goodwill, so I would like to buy you a drink and wish you all the best,” I said handing over the Guinness.

“Very civil of you and most unexpected,” he replied taking the pint from me. “Cheers.”

“Cheers,” I agreed.

“I would buy you one back but my taxi is waiting outside.” This was not unexpected; he was tighter than a Scotsman at his own wake.

“No problem. Some other time perhaps.”

McFier downed his pint, wished us all a pleasant evening and left us to enjoy the rest of the evenings entertainment.

Enjoy it I did. You see a friend of mine at karate was a hospital staff nurse in the X ray department. Apparently if you need a stomach X-ray your stomach needs to be completely empty to get a clear picture. So they give the patients a sachet of this powder in a glass of water and thirty minutes later, bang. Ready for X-ray. My friend swore that this stuff could clear a blocked drain. McFier`s Guinness had three sachets in it. We didn’t see him at work for the rest of the week and he was still feeling the ill effects when he returned to work the following Monday.

We could tell because his tie was clean.

I got another opportunity for revenge courtesy of a professional wrestler who banked with us. Mr.James was not just big he was awesome. When he entered a room you had to relocate the furniture to accommodate him. He was a one-man total eclipse of the sun. Mr. James regularly appeared on TV and was a well-known figure in the sport. I always found him to be a perfect gentleman with a very dry sense of humour. The original ‘gentle giant’ you might say.

I was told that he had made some ill-advised investment decisions, in particular he had been persuaded to invest in a local hotel that turned into a money pit. It sucked away his cash faster than an unscrupulous lawyer in a nasty divorce.

To clear his debts Mr.James agreed to do an expose on wrestling for one of the sleazier Sunday tabloids and was promised a large sum of money for his efforts when the newspaper published the article. Apparently wrestling bouts were choreographed and the results fixed. Get away! Really? I am truly shocked.

Against the promised influx of funds the Village Idiot told Mr. James it was okay for him to issue some large cheques. You remember what I said about doing everything by the book? Well it applies to managers as well. Not for the first time McFier had exceeded his authority and was instructed by his superiors to bounce the cheques.