Her fool brother had gone and lost his half of the family ranch in a game of cards, leaving her to live with her brother's mistakes, and handsome cowboy Mr. J. T. Flannery. Then trouble struck the ranch, and Chloe had no choice but to accept J.T.'s offer of marriage-no matter how inconvenient!The only thing the stubborn beauty wanted less than a business partner was a husband, but it looked as if she was about to be saddled with both! But as the battle of wills between the two began to heat up, so did their mutual passion....