It's just a business arrangement. So why is it becoming more and more difficult to remember that? Watch what happens when two people with money problems try to solve them in an unconventional way! Beautiful but aloof marine biologist, Andrea Gaspar, is in desperate need of money to complete an in-depth study of dolphins. Unable to secure the funds through conventional means, Andrea is hired to be a surrogate for a childless couple. Though a bit taken aback when she learns that the agency that has contracted her services requires 'biological conception', Andrea agrees to the terms of the deal hoping only for the paycheck that will ensure her study's success. Enter Luke Hamilton, gorgeous but irresponsible playboy. Also in need of cash to invest in a trendy nightclub and denied a loan from his wealthy but skeptical parents, Luke signs on to father the child, thinking as Andrea does that he's embarking into a clear-cut business deal.But when the two meet for their 'conception encounters', both are bowled over by sizzling attraction and overwhelming need. Will Andrea and Luke be able to maintain a business relationship and resist their deepest desires?