Understand the unique needs of retired individuals, the resources available to meet those needs, and planning techniques available to clients at various stages of life. This book considers life insurance, annuities, health insurance, and long-term care, and covers critical market conduct issues. This volume is the work of Kaplan's staff of insurance experts and instructors who have diverse and hands-on experience in the insurance industry. Kaplan Financial Education has been producing reference manuals, training, and study materials for the insurance industry for more than 30 years.