An easy to ready book, packed full of practical money saving and money making tips discovered and put into practice by a mother of two children. Dr. Molloy provides an insightful guide detailing many useful ways on how to cut back on expenses, create a budget, change your mindset, get organised with record keeping, reduce debt, money and your partner, money and your children, investing, retirement and financial advice. The book also introduces two families, taking the reader through their lives and money problems, explaining how they overcame them to become financially successful.