Featured Charts and Lists: 1. Adding up your net worth: a table and directions. 2. How to improve your net worth: Steps You Should Take3. Goal Setting page: Short term and Long term list4. Income Formula 5. Cash Flow Traps6. Saving and Compounding Rates Chart7. Saving Accounts Explained8. Your Credit and the Credit Bureaus9. Take the Challenge: Do You Have Too Much Debt?10. Cost of Credit: Percentages and Interest11. Insurance 10112. Insurance Test: Do you need it? 13. Factors to Consider When Choosing 14. Investment Facts15. Basic Savings Steps16. Estate Planning17. Financial Websites Lists18. Financial Empowerment Journal Activity19. Monthly Spending Chart20. Net Worth Statement21. Financial Fitness Quiz