What is Gotcha Capitalism? Coughing up $4 fees for ATM transactions. Iron-clad cell phone contracts you cant get out of with a crowbar. Paying big bucks for insurance you dont need on a rental car or forking over $20 a day for supposedly free wireless internet. Every day we use banks, cell phones, and credit cards. Every day we book hotels and airline tickets. And every day we get ripped off.How? Here are just a few examples of how big business can get you: You didnt fill up the rental car with gas?Gotcha! Gas costs $7 a gallon here. Your bank balance fell to $999.99 for one day?Gotcha! Thatll be $12. You miss one payment on that 18-month same-as-cash loan?Gotcha! Thatll be $512 extra. Youre one day late on that electric bill?Gotcha! All your credit cards now have a 29.99% interest rate.But not for much longer. In Gotcha Capitalism, MSNBC.coms Red Tape Chronicles columnist Bob Sullivan exposes the ways were all cheated by big business, and teaches us how to get our money backproven strategies that can help you save more than $1,000 a year.From the Trade Paperback edition.