Consumer credit is prevalent across almost every aspect of our consumer orientated society. There are very few products or services that can't be bought on credit terms, or retailers who don't provide credit facilities. Yet despite the importance of credit to individuals, the economy and society, there are very few texts describing the operation of consumer credit markets anywhere in the world. Consumer Credit Fundamentals is the first book to provide a broad, comprehensive and cross-disciplinary introduction to the subject, covering everything from the history of credit and the different types of credit available, through to how credit is granted and managed, the legal framework within which commercial lenders must operate, as well as consumer and ethical issues. The perfect guide for anyone wanting to know more about consumer credit.